Serving Ocean County with Trusted Bankruptcy and Real Estate Legal Services.

Consult Regina L. Gelzer, Attorney-at-Law, for experienced guidance in real estate and bankruptcy matters. Call 732-608-0560.

Awards & Recognition

Recognition from the Legal Services of New Jersey

Regina Gelzer was Selected for an Equal Justice Medal

AND

Recognized as a Major Contributor of Pro Bono Service to clients of Legal Services.

Things Miss Gelzer Can Do for You

Help you file for bankruptcy in Toms River, Manchester, and surrounding Ocean County areas

Are you struggling to deal with a large amount of debt? Contact Regina L. Gelzer, Attorney-at-Law, LLC. She has years of experience helping Toms River, NJ residents:


  • File for bankruptcy
  • Facilitate property short sales


It is possible to get rid of your mounting debt. File for bankruptcy in Toms River and Manchester, NJ with help from Regina Gelzer.

Safeguard your rights during your real estate closing

Regina L. Gelzer understands the ins and outs of real estate transactions and closings in the Toms River and Manchester, New Jersey area. She can help you by:


  • Drafting a transaction contract
  • Negotiating real estate inspection issues
  • Advocating for your rights throughout the home sale or purchase process


Schedule a consultation with Miss Gelzer today.

See What Our Clients are Saying

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"I had excellent experience working with Regina L Gelzer on my bankruptcy case.From start to finish she was on top of everything organized,responsible and always clear about what to expect at each step. She’s made stressful progress feel manageable.She’s always available to answer my calls and questions quickly.Now I’m discharged from my debts.Im very grateful for her professionalism, knowledge and support difficult times. I’m highly recommended Regina Gelzer for to anyone looking for trustworthy bankruptcy attorney! Thank you!"

Dunya

January 2026

"Exceptional Real Estate Attorney!
Regina L. Gelzer, Attorney at Law, LLC handled the closing on my townhome in Toms River, NJ, and did an outstanding job. She was professional, responsive, and made the entire process smooth and stress-free. Regina kept me informed every step of the way and made sure everything was handled efficiently and accurately. I highly recommend Regina to anyone looking for a knowledgeable and dependable real estate attorney!
"

Chad

October 2025

"I chose Regina as my lawyer to help me through a difficult process because the moment we first spoke on the phone she was so warm, kind, and made me feel a lot better about what I was going through. I couldn’t be more pleased with her services. Throughout the entire process she was thorough, informative, and so very helpful, all while being so kind and understanding, even when I asked her two million questions and probably repeated some of them a few times because I was so nervous.  She really knows the ins and outs of the law and is an excellent choice for anyone looking for an intelligent, thorough, kind, and compassionate lawyer."

Kimberly

March 2025

"Professionalism empathy and compassion are the words I use when describing how Regina handled our case. When my wife and I met with her she listened and explained the whole bankruptcy process soup to nuts and that we were in good hands and she was right. Today we had our hearing and it went off without any issues and all the anxiety my wife and I had about our situation is now gone. I highly recommend Regina and cannot say enough good things about her."

Scott

March 2025

Call now to schedule a free consultation

Our attorney’s motto is Inveniemus viam aut faciemus: “We will find a path or we will make one.” Call 732-608-0560 to find a legal solution with Regina L. Gelzer, Attorney-at-Law of Toms River, Manchester, NJ & surrounding areas

38 years of Legal Experience

Regina L. Gelzer, regularly represents clients in matters filed with:


United States Bankruptcy Court, District of New Jersey – Trenton Vicinage

United States Bankruptcy Court, District of New Jersey – Newark Vicinage

Superior Court of New Jersey – Ocean County

Superior Court of New Jersey – Monmouth County

Education

Regina L. Gelzer attended the University of Pennsylvania

  • Graduated with Cum Laude
  • She then attended the American University Washington College of Law
  • Ms. Gelzer was a Juris Doctor Degree Recipient

Insights on Foreclosure and Real Estate Market Trends