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Are You Being Suffocated by Debt?

Our Toms River, New Jersey bankruptcy attorney can help

Wouldn't you like to embark on a new financial beginning?

If so, contact Regina L. Gelzer, Attorney-at-Law, LLC. Our Toms River bankruptcy attorney can show you how to free yourself from the crippling debt that's restricting your ambitions and limiting your future. She will:

  • Offer advice on whether or not bankruptcy is the right choice for you
  • Describe the effects of different types of bankruptcy
  • Represent you throughout the bankruptcy process


Contact us today in Toms River, NJ to learn more about our options.

Which type of bankruptcy is the best one for you?

We represent individual debtors and small businesses in Chapter 7 and 13 bankruptcies, analyzing their income, assets, and types and amounts of debt to craft the best solution. For some debtors, relieving the burden of credit card debt or medical bills is their highest priority. For others, reorganization of debt is what will help the most. And for some, saving a home from foreclosure is the most important. Each bankruptcy case is unique, so we work closely with clients to determine which type of bankruptcy, if any, will serve them best. There are no one-size-fits all answers in bankruptcy, so we take the time to understand your situation and find the best fit for you.

Call 732-608-0560 to speak with our debt relief attorney in the Toms River, New Jersey area.

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Comprehensive Bankruptcy Guidance Tailored to Your Situation

If you're overwhelmed by debt and unsure where to turn, our bankruptcy services in Toms River offer a clear path forward. We handle every detail, from filing Chapter 7 to navigating Chapter 13 repayment plans, to help you regain financial control.

Our firm assists with:

  • Stopping creditor harassment
  • Preventing foreclosure or repossession
  • Discharging unsecured debts like credit cards and medical bills
  • Crafting affordable repayment plans.
Every case is approached with discretion, compassion, and a deep knowledge of New Jersey bankruptcy laws. By focusing exclusively on your long-term stability, we ensure you get the customized support you deserve.

We're here to help Toms River residents protect their assets and start fresh. Schedule your bankruptcy consultation today to get expert legal advice and take control of your financial future.