“In my younger and more vulnerable years my father gave me some advice and I’ve been turning it over in my mind ever since. Whenever you feel like criticizing any one, he told me, just remember that all the people in the world haven’t had the...

Someone owes you or your business money, you try to collect, and then it happens – an official notice from the Bankruptcy Court that you are now a creditor in their bankruptcy. How do you react? What are your rights? What can you do? First, do...

When you’re in debt, it’s important to weigh your options carefully. While a debt management scheme may seem like a good solution, there are advantages and disadvantages to each type, so it’s crucial to understand the differences. Debt...

The decision to file bankruptcy is never easy. While it should be a strictly financial one, emotions always come into play. We all always hope that everything will work out for the best. We do everything in our power to avoid bankruptcy. How do you...